houston mortgage lending

Conventional vs FHA Financing

Do you have mortgage financing questions? Are you considering buying a home and need a mortgage? Watch our video on some of the differences between conventional and FHA financing. The most popular FHA loan has a low down payment requirement of 3% that allows 100% of the money needed to be a gift from a relative or government agency.  FHA is not as strict as the conventional loans on income to debt ratio....

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