houston mortgage lending

The 2025 Interest Rate Outlook

The 2025 Interest Rate Outlook: Your Call to Action to Buy Now As we move into the latter half of 2025, the outlook for interest rates remains a key focus for aspiring homebuyers and real estate investors.1 While the era of historically low rates seen in 2020-2021 is firmly in the rearview mirror, experts largely anticipate a period of relative stability, with potential for modest declines rather than...

Conventional vs FHA Financing

Do you have mortgage financing questions? Are you considering buying a home and need a mortgage? Watch our video on some of the differences between conventional and FHA financing. The most popular FHA loan has a low down payment requirement of 3% that allows 100% of the money needed to be a gift from a relative or government agency.  FHA is not as strict as the conventional loans on income to debt ratio....