Mortgage rates are starting 2026 on a slightly friendlier note than much of 2025. Freddie Mac’s latest Primary Mortgage Market Survey shows the average 30-year fixed rate at 6.15% (week ending Dec. 31, 2025), with the 15-year fixed at 5.44%. (Freddie Mac) That’s meaningfully below where rates sat a year earlier and has begun to bring more buyers back off the sidelines. For Q1 2026, the outlook is...
How Does an Assumable Mortgage Work? WRITTEN BY ASHLEY SUTPHINPOSTED ON WEDNESDAY, 08 NOVEMBER 2023 00:00 Mortgage rates have doubled during the past year, and it’s making it harder to buy a home. The payments are higher, and some applicants don’t qualify for a loan because a lender will look at their potential monthly payment compared to whatever their income is. Assuming an existing...
What Exactly Is ‘Private’ Lending? WRITTEN BY DAVID REEDPOSTED ON THURSDAY, 09 NOVEMBER 2023 00:00 You may or may not have heard of the term ‘private lending.’ It is in fact a necessary player in real estate finance but often it’s misunderstood. It’s also sometimes referred to as ‘hard’ money while both terms are interchangeable. What is private lending and why is it so...
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