Mortgage rates are starting 2026 on a slightly friendlier note than much of 2025. Freddie Mac’s latest Primary Mortgage Market Survey shows the average 30-year fixed rate at 6.15% (week ending Dec. 31, 2025), with the 15-year fixed at 5.44%. (Freddie Mac) That’s meaningfully below where rates sat a year earlier and has begun to bring more buyers back off the sidelines. For Q1 2026, the outlook is...
How Does an Assumable Mortgage Work? WRITTEN BY ASHLEY SUTPHINPOSTED ON WEDNESDAY, 08 NOVEMBER 2023 00:00 Mortgage rates have doubled during the past year, and it’s making it harder to buy a home. The payments are higher, and some applicants don’t qualify for a loan because a lender will look at their potential monthly payment compared to whatever their income is. Assuming an existing...
Your Credit Score Matters Taking good care of your credit score starts with making wise credit decisions and developing healthy credit habits: pay your bills on time, don't max out your credit cards, work with lenders to avoid delinquencies and collections, and don't apply for multiple loans and credit cards at the same time. Good credit can make it easier to get what you want-be it a new house, car,...
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